Best Electric Car PCP Deals November 2024
Electric car PCP deals help open up EVs to motorists who may be put off by their higher list prices.
To show how affordable they can be, we’ve rounded up the best electric car deals on offer in the UK today.
Many electric car deals are PCP car finance deals. These are a long-term financial agreement that comprise an up-front deposit and monthly payments over a set period of, say, three or four years. They often benefit from 0% APR.
At the end of the finance deal, buyers can hand the car back with nothing more to pay, or buy the car outright by paying off a lump sum – or, most often, use the collateral in the car to put towards another new car deal.
Electric car deals are also available on outright hire purchase (HP) packages, while other deals simply offer considerable up-front savings for those who may want to pay cash.
Whatever the package, an electric car deal is a tempting way to save lots of money on the latest eco-friendly motors.
Why are electric car finance deals so appealing?
Electric car finance deals are designed to help make the higher up-front cost of EVs more manageable.
Spreading the payments over several years takes away the ‘sticker shock’. Add in the considerable savings you get from running an EV – charging from home is far cheaper than filling up with petrol and diesel – and electric car deals help turn EVs into real money-savers.
Today, many manufacturers are focusing their efforts on making electric car finance deals even more appealing, with 0% offers, deposit contributions and other deals.
This is because of the new ZEV Mandate, which means all car brands have to sell a certain number of electric cars each year.
Electric car finance deals make EVs more accessible, meaning they will be more likely to hit their electric car target and avoid steep financial penalties.
Best of all, an appealing electric car deal means you can get into a future-proof car for far less than you may expect. Check out the electric car deals here to see how much you can save!
Best electric car PCP deals in November 2024
Alfa Romeo Junior for £329 a month with £500 deposit contribution
The Alfa Romeo Junior is a great-value electric SUV, and that's further highlighted with this deal that could get you one for £329 a month. A £500 deposit contribution from Alfa helps to make it even more attractive. This deal includes a complimentary home charger installation, too, worth £999.
- Deposit: £4709 (+ £500 Alfa Romeo contribution)
- Monthly payments: 36 x £329 (£11,844)
- Optional final payment: £17,176
- Total payable: £38,228.78
- Mileage per year: 8000
- Representative APR: 6.9%
- Deal ends: 6 January 2025
Audi Q4 e-tron for £469 per month
Audi's impressive premium electric SUV is one we really like at heycar, even before there's a cracking deal on it. An Audi Q4 e-tron Sport 45 82kWh with metallic paint can be yours for just £469 a month, with a huge deposit contribution of £8000 thrown in.
- Deposit: £8701, plus £80000 Audi contribution
- Monthly payments: 47 x £469 (£22,043)
- Optional final payment: £18,359
- Total payable: £57,113
- Mileage per year: 10,000
- Representative APR: 4.9%
- Deal ends: 2 January 2025
Audi Q6 e-tron for £631 a month
The Audi Q6 e-tron is a refined and luxurious electric SUV crammed with technology and with an excellent battery range. This Performance Sport model comes with a generous £2500 Audi deposit contribution, which helps take monthly payments down to £631 over a four-year PCP deal. The annual mileage is a generous 10,000, too.
- Deposit: £10,276 (+ £2500 Audi contribution)
- Monthly payments: 47 x £631 (£29,657)
- Optional final payment: £29,529
- Total payable: £71,955
- Mileage per year: 10,000
- Representative APR: 4.9%
- Deal ends: 2 January 2025
BMW iX deal for £699 a month
BMW's iX is a top-quality, luxurious electric car, but you could have an iX xDrive40 M on your driveway for £699 a month, with a low 39% APR and £7455 off the total price to sweeten the deal.
Deposit: £12,854.61 (plus £4500 manufacturer contribution)
Monthly payments: 47 x £699 (£32,853)
Optional final payment: £27,979.40
Total payable: £73,687.01
Mileage per year: 10,000
Representative APR: 3.9%
Deal ends: 2 January 2025
BMW iX2 deal for £579 a month
The BMW iX2 is a sporty, all-electric small SUV with striking styling and keen handling. An iX2 eDrive20 in M Sport trim could be yours for £579 a month on a four-year deal, with a low APR of 3.9% and a deposit contribution of £2500 from BMW to give you a hand.
Deposit: £7785.63 (plus £2500 manufacturer contribution)
Monthly payments: 47 x £579 (£27,213)
Optional final payment: £19,452.75
Total payable: £56,951.38
Mileage per year: 10,000
Representative APR: 3.9%
Deal ends: 2 January 2025
BYD Atto 3 for £379 a month with 0% APR and deposit contribution
BYD's Atto 3 is a solid and quirky electric SUV, and it's available for an impressively low amount. Right now BYD is offering the car in Comfort trim for £379 a month with 0% APR and a low £379 deposit, and it'll even throw in a £3000 deposit contribution.
Deposit: £379 plus £3000 BYD deposit contribution
Monthly payments: 49 x £379 (£18,571)
Optional final payment: £13,225.50
Total payable: £34,796.50
Mileage per year: 6000
Representative APR: 0%
Deal ends: 31 October 2024
BYD Dolphin for £289 a month with 0% APR
The BYD Dolphin is an able and affordable new electric car, that is even more accessible thanks to a striking low deposit deal. Pay just £289 up front for the Comfort trim, with BYD contributing a further £249 and knocking £1475 off the price, and you'll pay £289 a month with 0% representative APR.
- Deposit: £289 plus £249 BYD deposit contribution
- Monthly payments: 49 x £289 (£14,161)
- Optional final payment: £14,310
- Total payable: £28,720
- Mileage per year: 6000
- Representative APR: 0%
- Deal ends: 31 December 2024
Citroen e-Berlingo for £339 a month with low deposit and 0% APR
Citroen's e-Berlingo is one of the most practical electric cars on the market, and it's available for just £339 a month for the short-wheelbase Plus model. You don't need a big deposit, either – £339 will do it, and Citroen will throw in 0% APR and a generous £3614 deposit contribution.
Deposit: £339
Monthly payments: 47 x £339 (£15,933)
Optional final payment: £11,249
Total payable: £31,135
Mileage per year: 8000
Representative APR: 0%
Deal ends: 5 January 2025
Cupra Born for £316 a month with 0% APR and £4500 deposit contribution
The Cupra Born is a stylish and fun-to-drive hot hatch with a good battery range, and for £316 per month it's great value. That's the price you can now pick up a Cupra Born V1 59kWh for, with 0% APR and a £4500 deposit contribution from Cupra.
- Deposit: £5546.10 plus £4500 Cupra deposit contribution
- Monthly payments: 35 x £316.66 (£11,083.10)
- Optional final payment: £14,365.80
- Total payable: £35,495
- Mileage per year: 10,000
- Representative APR: 0%
- Deal ends: 18 December 2024
Dacia Spring for £168 a month with 3.9% APR
Dacia's Spring is one of the most affordable electric vehicles on the market, and this latest deal gets you one for just £168 a month. Dacia is throwing in a £500 deposit contribution and APR of just 3.9% for the more powerful 65PS model in Expression trim.
Deposit: £2722
Monthly payments: 48 x £168 (£8064)
Optional final payment: £6218
Total payable: £17,492
Mileage per year: 6000
Representative APR: 3.9%
Deal ends: 16 December 2024
Fiat 600e for £399 a month with no deposit
The Fiat 600e is a new all-electric car from the famed Italian brand. Unlike the smaller Fiat 500e, the Fiat 600e is focused on families, with five-door practicality and a decent boot. The 600e (Red) trim is available for £399 a month with no deposit, thanks to a £3000 Fiat e-Grant saving, and just 1.8% APR.
- Deposit: £999, with £3000 Fiat e-Grant saving
- Monthly payments: 47 x £399 (£18,753)
- Optional final payment: £12,789
- Total payable: £31,528.84
- Mileage per year: 6000
- Representative APR: 1.8%
- Deal ends: 31 December 2024
Ford Explorer for £380 a month with 0% APR
The new Ford Explorer electric SUV is now open for ordering. The first cars will arrive in September and the company is aiming to launch with a bang thanks to an appealing PCP deal with 0% APR. It means those who can find the £9890 deposit, and £380 a month, won't pay a penny in interest over four years.
- Deposit: £9890
- Monthly payments: 48 x £380 (£18,240)
- Optional final payment: £18,545
- Total payable: £46,675
- Mileage per year: 9000
- Representative APR: 0%
- Deal ends: 31 December 2024
Ford Capri for £582 a month with 0% APR
The new Ford Capri is an all-electric interpretation of the classic Capri of the 1970s and '90s, except this time it's a crossover SUV. It's a relatively affordable one at that, with monthly payments from £582 for the Premium version and 0% APR, too.
- Deposit: £9005.75
- Monthly payments: £582.15 for the first month, then 35 x £582.06 (£20,954.25)
- Optional final payment: £23,015
- Total payable: £52,975
- Mileage per year: 9000
- Representative APR: 0%
- Deal ends: TBC
GWM Ora 03 for £398 per month with 3.9% APR
The GWM Ora 03 (or you may know it by its original name, the Funky Cat) is an electric car packed with personality and charm, and represents excellent value for money. You can now finance this Pure+model with 3.9% APR over four years.
- Deposit: £7700
- Monthly payments: 48 x £398.44 (£19,125.12)
- Optional final payment: £12,148 plus £10 option-to-purchase fee
- Total payable: £35,226.12
- Mileage per year: 8,000
- Representative APR: 3.9%
- Deal ends: 31 December 2024
Honda e:Ny1 for £419 per month at 0% APR with £3500 deposit contribution
Honda's very first electric SUV is available in Elegance trim for less than £420 a month with 0% APR. Honda is also chucking in a whopping £3500 deposit contribution, with a five-year service plan, warranty and roadside assistance thrown in as well.
- Deposit: £5874.90 (plus £3500 Honda contribution)
- Monthly payments: 36 x £419 (£15,084)
- Optional final payment: £16,186.10
- Total payable: £40,645
- Mileage per year: 8000
- Represenative APR: 0%
- Deal ends: 30 November 2024
Hyundai Ioniq 5 for £580 per month with 0% APR and no deposit
One of the best electric cars on the market, the Hyundai Ioniq 5 looks great, has a spacious cabin and promises up to 300 miles on a single battery charge. This feature-packed Advance spec car is on offer with 0% APR, no customer deposit and a £2000 deposit contribution from Hyundai.
- Deposit: £0 plus £2000 deposit contribution
- Monthly payments: 36 x £580.79 (£20,908.44)
- Optional final payment: £16,991.48
- Total payable: £39,900
- Mileage per year: 10,000
- Representative APR: 0%
- Deal ends: 6 January 2025
Hyundai Ioniq 6 for £574 per month with 0% APR
One of the most exciting electric cars to be launched last year, the Hyundai Ioniq 6 blends sleek looks with some impressive technology. This Premium spec car comes with an excellent array of standard features and a battery range of 338 miles, and is on offer for 0% APR with a £1000 deposit contribution.
- Deposit: £5000 plus £1000 deposit contribution
- Monthly payments: 36 x £574.02 (£20,664.72)
- Optional final payment: £20,375.17
- Total payable: £47,040
- Mileage per year: 10,000
- Representative APR: 0%
- Deal ends: 6 January 2025
Jeep Avenger for £269 a month
The Jeep Avenger is an exciting model from the American 4x4 brand, which brings its rugged appeal to the small SUV sector. It's available in EV and hybrid guise, but the most affordable is the 1.2-litre turbo petrol version – made even more appealing with a £269 a month PCP deal that includes a £1500 deposit contribution.
- Deposit: £4580 (+ £1500 Jeep contribution)
- Monthly payments: 47 x £269 (£12,643)
- Optional final payment: £12,311
- Total payable: £31,030
- Mileage per year: 8000
- Representative APR: 7.9%
- Deal ends: 31 December 2024
Kia EV6 with zero deposit and 3.9% APR
One of the very best electric cars, the Kia EV6 has a striking design, loads of interior space and is great to drive. Kia is now offering the high-spec EV6 GT-Line 84kWh model with a low 3.9% APR, no deposit and a £1500 deposit contribution. As with most PCP deals, though, you can adjust things – if you do have a deposit, you could drive down your monthly costs further.
- Deposit: £0 (+ £1500 Kia deposit contribution)
- Monthly payments: 36 x £816.93 (£29,409.48)
- Optional final payment: £22,515
- Total payable: £53,424.48
- Mileage per year: 10,000
- Representative APR: 3.9%
- Deal ends: 16 December 2024
MG4 EV for £159 per month with 0% APR
We’ve said that the MG4 is the best budget electric car, and when it’s available with 0% APR it’s even more attractive. You can drive around in the SE 125kW 51kWh model for just £159 per month, and if you want the more powerful, longer-range models then they’re just £20, £40 or £120 pounds more each month.
- Deposit: £9967
- Monthly payments: 37 x £159 (£5883)
- Optional final payment: £11,304
- Total payable: £26,995
- Mileage per year: 8000
- Representative APR: 0%
- Deal ends: 31 December 2024
Toyota bZ4x for £429 per month with 0% APR and £2000 deposit contribution
Toyota’s fully electric SUV is loaded with standard tech and very comfortable to drive, with a battery range of up to 270 miles. Thanks to Toyota’s latest deal, offering 0% APR and a £2000 deposit contribution, you could drive a Pure model with free home charger included for just £429 a month.
- Deposit: £9408.61 (plus £2000 Toyota deposit contribution)
- Monthly payments: 41 x £429 (£17,589)
- Optional final payment: £14,827.50
- Total payable: £43,825
- Mileage per year: 8000
- Representative APR: 0%
- Deal ends: 7 January 2025
Vauxhall Corsa Electric for £331 a month with low deposit and 2.9% APR
Recently upgraded, Vauxhall's very decent electric hatchback is now available with a low £2000 deposit and APR of just 2.9%. Add in a £1100 deposit contribution from Vauxhall, and you could drive a Corsa Electric Design model for just £331.52 a month over five years. Just be aware that the guaranteed final value (the optional final payment) is rather low, which suggests the car could depreciate a lot. That's not a problem if you plan to keep it, but not great if you want to build equity for a future purchase.
- Deposit: £2000 (+ £1100 Vauxhall contribution)
- Monthly payments: 59 x £331.52 (£19,559.68)
- Optional final payment: £5,906
- Total payable: £28,565.62
- Mileage per year: 6000
- Representative APR: 2.9%
- Deal ends: 8 January 2025
Volvo EX30 for £576 a month with 0% APR and £4000 discount contribution
Volvo currently has a stock of EX30 electric SUVs that its trying to shift, and has offered a decent discount and attractive finance terms to clear them out. As well as a £4000 discount, you can get 0% APR over 48 months. We priced one up with a £3500 deposit and got a monthly rate of £576.56. The deposit is variable if you want to pay or or less up front.
- Deposit: £3500
- Monthly payments: 48 x £576.56 (£27,674.88)
- Optional final payment: £19,880.25
- Total payable: £51,055.01
- Mileage per year: 6,000
- Representative APR: 0%
- Deal ends: 30 September 2024 (or until the stock is gone)
Electric Car PCP Deal FAQs
Electric car finance works just like other types of car finance. The most common type of electric car finance is PCP, or Personal Contract Purchase. Electric car HP, or hire purchase, is also popular.
Electric car finance helps make EVs more affordable by spreading the payments over several years. This offsets the fact electric cars sometimes have higher prices than petrol and diesel cars.
To help encourage new car buyers to make the switch, car manufacturers are increasingly offering competitive deals on EVs. This will help them meet their targets for selling a certain number of new electric cars, as part of the ZEV Mandate.
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